Seniors Are Being Victims of Scams and Fraud
Nowadays, we live in a world that everyone wants to take advantage of someone else. One of the most vulnerable people in our society is seniors. At rehabilitation Somerset county we know this because we work for seniors showing the love and compassion they need at the moment. Believe it or not, thousands of seniors go through debit scams and check frauds every year. It is important that you know certain things to not be a victim of these types of frauds. Studies have shown that certain scams are the most common and you should know about them to avoid being a victim of them.
Common Ways People are Scammed Every Year
One of the most common ways that people get scammed is when they receive an "award" that maybe you have seen online or in some certain ads that give you the idea that you have won something. Well, odds are you haven't. Some people also receive text messages on their phones and even phone calls letting them know that to cash their reward or another prize, they need to give their personal information and this is where the fraud takes place. When people give all their information such as personal information, including bank accounts, passwords, addresses, etc. these people automatically become potential victims of a scam.
Work at home jobs, of course, are a good idea to get extra money without going out. The problem is that these types of jobs require a certain deposit or insurance that the person must do before they start working. Unfortunately, this is nothing but a fraud and in the end, they won't get a return of the money they’ve put into it. Another way of scam is through social media. We can see different pictures of people in need such as children that need surgeries or poor people that need money to survive. This is most likely a charity scam. Many people are asking for help on the web and unfortunately, good-hearted people are donating but in the end, this is just a scam that in fact, doesn’t help anyone.
There is another way that has become a very common way of fraud. This is called check overpayment fraud. Have you ever heard about it, or know exactly how it works? Well, it is when you receive a check at home saying that you need to keep a percentage of it and you should make a deposit of the rest. The problem is that since the beginning, this is not a real check and you will be part of this fraud and you will get into big trouble. Another way is when you come to a bank and if a person ever comes to you asking for help to cash a check probably because they don't know how to write it or they don't know what to do, your answer should be no. This is a very common way that you can be involved in fraud because you don't know exactly who or what kind of person you are dealing with.
Ways to Avoid Being a Victim of a Scam
Unfortunately, seniors are more vulnerable to this type of scams and frauds. Therefore you should keep an eye on your loved ones and they should be informed about these scams and taught to avoid them. Of course, there are certain ways that you can stay away from these types of issues such as avoid doing any type of business over the phone because you don't always know exactly who's on the other end of the line. Whenever they ask you for personal information such as your credit card number or checking account number, don't give them that information because it is confidential. If by any chance you are a good-hearted person who would like to help with a charity, you must investigate the real source of the information before you send money. Of course, not everything you see is a fraud but it is important for us to investigate before we help. You must protect your money and your well-being and avoid helping strangers. Don't give your personal information to people that you don't know.
The idea of using the web for online banking is a great because you don't have to leave the house to go wait in a big line for a long time, but unfortunately, there’s a big risk that you could become a victim of phishing. Phishing is when they obtain all your personal information such as passwords, accounts, personal info, and they use it to get into your accounts and steal your money. Beware of this and don't share any information with anyone. If by any chance you receive unknown emails, the best thing would be not to open them because the real purpose of them could be stealing your information and your money. Unfortunately, as we said before seniors are at a big risk of this and they should take care of this situation. If they see anything suspicious, they should contact their bank right away.
If you or a loved one has gone through this situation ad now you need expert help, you can contact rehabilitation Somerset county through our website https://www.bshcare.com/ and learn more about our services.
Bridgeway Care and Rehabilitation
395 Amwell Rd
Hillsborough, NJ 08844
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